Accept All Major Credit Cards
Vacation Rental Desk™ allows you to
process all major credit cards including Visa, Mastercard, Discover and American Express at
the lowest rates with no hidden fees or long-term commitments.
Discover the Benefits of Accepting Credit Cards
- Increase bookings by accepting last-minute reservations.
- Improve your cash flow--all credit card charges are deposited directly into your personal bank
account within 48 hours.
- Confirm bookings - accept credit cards for vacation rental deposits to secure your guest's commitment.
- Simplify banking - use the online reporting tools to easily reconcile your monthly statements and reduce the number of trips to the bank.
- No need to wait 7 to 10 days for checks to clear.
- Settle incidental charges - instantly charge your guest's credit card for any property damages or check-out fees.
- Save time - credit card payments take only seconds to process.
- All credit card charges are organized and attached to their respective reservation orders
so you never lose track of a payment.
- Automatically generate and send payment receipts to guests anytime a credit card is processed.
Credit Card Processing Fees
- 2.58%* rate for qualified Visa, MasterCard, and Discover transactions. 3.50% fixed industry discount rate for American Express.
Pick and choose what card types you want to accept to suit your business: Visa/Mastercard, Discover, and or American Express.
- Low $0.25 transaction fee
- Incredibly Low $10 monthly minimum. Most Merchant Service Provider's charge a
flat monthly fee of $25 to $35 PLUS processing fees!
What is a minimum monthly fee? A monthly minimum means that you need to generate a minimum of $10 per
month in processing fees. For example, if you generate $10.50 in processing fees, your monthly minimum is covered.
If you only generate $8.50 in processing fees, your monthly minimum fee is not covered and will therefore be $10.
Generally, if you process $400 in credit card transactions, you will generate at least $10 in processing fees so you
won't have to pay the minimum monthly fee at all! Compare this to other merchant service providers who charge a
standard monthly fee regardless of how much processing activity you generate!
- No long-term contract
- No termination or cancellation fee
- No application fee
- No annual fee
- No batch fees
- No statement or reporting fee
- No equipment purchase required
- Live 24/7 transaction support
What If I Already Have a Merchant Account and I want to Keep It?
The Vacation Rental Desk supports integration with almost all existing merchant accounts.
You will get to take advantage of all of the benefits of
charging credit cards through Vacation Rental Desk™, including
the built-in virtual terminal, automated payment receipts, and transaction
tracking and reporting for reservations. Plus, you get to keep your existing
relationship with your previous merchant service provider.
Compatibility Requirement
To use your existing merchant account, please contact us with the name of your current
Merchant Service Provider (MSP), Gateway, and Processor so that we can verify compatibility.

Frequently Asked Questions About Credit Cards
Is There An Approval Process?
Yes. You'll need to fill out a short merchant application after you sign up.
Approval takes 3-5 business days.
How Can I Learn More About Accepting Credit Cards?
We have several articles devoted to learning about accepting credit cards in our
Vacation Rental Management Resource Center.
* For qualified transactions only. Mid-qualified and Non-qualified credit card transactions
are subject to a 0.5% to 1.0% additional rate. Transaction qualification rates are determined
by the processor of your merchant account, not by the Vacation Rental Desk.